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Life Insurance pays a lump sum to your nominated beneficiaries or estate in the event of death and, in most cases, terminal illness.

The Life Insurance Benefit can be used by your loved ones to replace lost income, pay down debt and cover funeral and legal costs incurred due to your death.
If your life insurance policy includes a terminal illness benefit, you will be paid your life insurance amount if you are diagnosed as Terminally Ill and not expected to not survive longer than 12 months.

Receiving your life insurance benefit early can alleviate financial burden during an already difficult time. It also allows you and your loved ones to make the necessary preparations to ensure everything is in order financially prior to your death.
Yes. It is possible to own more than once life insurance policy, and there are many valid reasons for considering two or more life insurance policies.

Check out our blog post on the topic for more information.