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Trauma Insurance pays a lump sum benefit in the event of serious illness (e.g. cancer, stroke, heart attack) or injury (e.g. severe burns, head or spinal injury).
Statistics show that approximately 1 in 2 Australians will be diagnosed with a condition covered by Trauma by the time they are 65 and that most will fully recover and so will not be eligible for life insurance or TPD insurance.

A Trauma Insurance benefit can be used to replace lost income, pay for access to alternative treatment options, pay for additional help around the house or cover the income of a loved one who is forced to take time of work.

The number and definition of conditions covered varies greatly from one insurer to the next, so it is very important that compare the quality before choosing a Trauma Insurance policy.